Did you know that retailers make billions of dollars a year on unused gift cards and 25% of gift card recipients from 2010 admit they haven’t yet spent them? Give cash instead.
Tune out the conspicuous consumption of others. Ignore your friends’ Facebook statuses from the mall. Remember: many big spenders are even bigger debtors. YOU are on the right path.
Shop garage sales for decorative items. Candles, decorations and themed dishware are re-sale staples.
Pay cash for all of your purchases. You’ll be happy you did next month.
This isn’t your grandmother’s coupon envelope. For those with a smartphone, try CouponSherpa. No clipping required, this app searches for coupons that can be scanned directly from your phone.
Use a budget-tracking app for up-to-the-minute information about your spending and balances. InCharge staff pick: Mint.com.
Use GasBuddy: this app will help you find the cheapest gas within a few miles of your location.
Try Dinner Spinner for your leftovers. This app will come up with recipe ideas based on the ingredients in your kitchen and cabinets.
Shop the top and bottom aisle at the supermarket; the most expensive items are in the middle.
Plan meals in advance. Buy non-perishable staples (flour, sugar, etc.) in bulk early.
Visit InCharge.org for more ideas on ways to save money!
