“The most obvious and compelling reason why homeowners should attend this workshop is to get honest information about their loans from objective and qualified third-party sources rather than from the banks that are currently under scrutiny for illegal activity,” says Florida Foreclosure Defense attorney David C. Hicks. He will be serving as the Keynote Presenter at these free workshops designed to teach homeowners in greater Orlando about new legal strategies and the potential solutions for defending against foreclosure eviction. The events, sponsored by the Neighborhood Community Foundation, are designed to empower homeowners with knowledge and resources that may help them in preventing their foreclosure.
What: SAVE YOUR HOME – Foreclosure Prevention Workshop
Where: December 7, 2010 – Winter Park, Florida
La Quinta Inn – 626 Lee Rd., Winter Park, Florida 32810
7:00 PM – 9:00PM
December 14, 2010 – Kissimmee, Florida
Best Western Hotel – 7769 W. Irlo Bronson Hwy, Kissimmee, Florida 34743
2:00 PM to 4:00 PM
Cost: Free – Advanced RSVP is requested at 877-306-5299
Why should Florida residents attend this foreclosure prevention workshop?
Following foreclosure moratoriums by PNC Bank, Bank of America, J.P. Morgan Chase, and Ally Financial, the settlement of deceptive marketing charges by Wells Fargo Bank and the Attorney General’s investigation into faulty foreclosure practices at the Florida Default Law Group, the Law Offices of Marshall C. Watson, P.A.; the Law Offices of David J. Stern, P.A.; and Shapiro & Fishman, LLP., a Florida court ruled that banks must provide evidence of ownership when attempting to foreclosure on a property.
The recent decisions come amid critical reports of judicial foreclosures receiving “rocket docket” processing despite missing and/or poorly prepared documents. In October, Well Fargo admitted making mistakes in 55,000 foreclosure cases but promised to expeditiously address them. Now, a growing number of concerned homeowners- including many who have missed their mortgage payments are now moving to challenge their foreclosure proceedings.
Attorney Hicks states that these and a host of other lender-caused issues may result in the prevention of foreclosure eviction and encourages homeowners to learn the facts about their loan. He emphasizes that lender violations are typically found in 8 out of 10 reviewed loan files. “In many cases, lenders made violations that are actionable in a court of law,” said Hicks, “but 95% of homeowners don’t realize that they also have legal rights that could potentially prevent their foreclosure from continuing.” During the workshops, Hicks will provide free legal information about homeowners’ rights and the most recent discoveries in Florida foreclosure defense law. In addition, homeowners will receive information from participating non-profit agencies to help them better assess a practical course of action for their needs. Participating sponsors include Legal Aid, Boys and Girls Club, Goodwill Industries and more.
Topics covered in the free foreclosure prevention workshop include:
· Loan Modifications – Effective techniques in working with banks
· Federal Foreclosure Programs – HAMP and HAFA
· Loan Review – How to identify errors in your loan papers
· Buying More Time in Your Home – Simple steps to postpone your move
· Protecting Against Foreclosure Predators
· County Agency Resources
· Potential Legal Defenses
· Open Question and Answer Session
“I’m encouraged to see that many more people are taking an interest in protecting what’s legally theirs,” said Hicks. “Taking responsibility to prevent foreclosure will make a difference not only to the family, but to the community-at-large.”
