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Florida Woman Wins $1 Million Prize Playing Scratch-Off Game

The Florida Lottery announced that 36-year-old Josephine Galarza, of Panama City, claimed a $1 million prize from the $1,000,000 A YEAR FOR LIFE SPECTACULAR scratch-off game at Lottery headquarters in Tallahassee.




The Bay County winner chose to receive her winnings as a one-time, lump-sum payment of $640,000.00.

Galarza purchased her winning ticket from Speedway Food Mart, located at 3000 West Highway 98 in Panama City. The retailer received a $2,000 bonus commission for selling the winning scratch-off ticket.

The $50 scratch-off game, $1,000,000 A YEAR FOR LIFE SPECTACULAR, features two top prizes of $1 million a year for life and 234 prizes of $1 million. Additionally, this ticket is filled with more than $1.6 billion in cash prizes.

The game’s overall odds of winning are 1-in-4.50.

Scratch-off games are an important part of the Lottery’s portfolio of games, comprising approximately 72 percent of ticket sales in fiscal year 2022-2023. Additionally, since inception, scratch-off games have awarded more than $61.9 billion in prizes, created 2,103 millionaires, and generated more than $18.95 billion for the state’s Educational Enhancement Trust Fund (EETF).




The Florida Lottery is responsible for contributing more than $46 billion to enhance education and sending more than 983,000 students to college through the Bright Futures Scholarship Program. The Florida Lottery reinvests 99 percent of its revenue into Florida’s economy through prize payouts, commissions to more than 13,600 Lottery retailers, and transfers to education. Since 1988, Florida Lottery games have paid more than $97.2 billion in prizes and made more than 4,000 people millionaires.

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